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Long-term investing

SIP calculator

Put in a little every month. See what it could grow to over the years.

Value after 10 years

Rs 11,61,695.38

You put in
Rs 6,00,000.00
Growth
Rs 5,61,695.38
Growth as a share of the value
48.35%

Returns are not guaranteed. This only shows what a steady return would do.

Free, no sign-up. Your numbers stay on your device.

How to use it

  1. Type how much you will put in each month.
  2. Type how many years you will keep going.
  3. Type a yearly return you expect.

What a SIP is

SIP means systematic investment plan. You invest a fixed amount every month, in a mutual fund or in stocks. You buy more when prices are low and less when they are high.

Time does most of the work

Growth earns its own growth over time. That is why starting early matters more than starting big.

FormulaValue = Monthly x ((1 + r)^n - 1) / r x (1 + r)

Questions

How is SIP return calculated?

Each monthly payment grows at the monthly rate for the months left. The calculator adds them all up.

Which SIPs are available in Nepal?

Many open-ended mutual funds in Nepal offer SIPs. You can also build your own SIP by buying stocks every month.

Is the return guaranteed?

No. Market returns go up and down. Treat the result as an example, not a promise.

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